General Conditions of Use

01Purpose of service

The websitecredit-sans-frais.frprovides users with a free amortization table simulation tool for loan and credit consolidation projects.

02Nature of simulations

The calculations, monthly payments, total costs and amortization grids automatically generated on the home page are based on an indicative fixed annual rate of3%.

03Data Collection and Protection (GDPR)

In accordance with current European regulations, the information collected during validation of the processing form (Name, First name, Email, Telephone, financial situation) is essential to the study of your profile.

• Purpose:Establishment of an IT solvency diagnosis and contact within 24 hours.
• Security :The data is transferred encrypted (SSL protocol) directly to the secure messaging application protocol.
• Rights:You have the right to access, rectify and delete your personal data upon simple request by email toservice-client@credit-sans-frais.fr.

04User Commitments

The user undertakes to provide sincere, accurate and truthful information when entering it (in particular the amount of monthly income declared).

05Responsibility and Availability

The platform implements all technical means to ensure the availability of the simulator and the instantaneous processing of requests under the server environment.